You can think of a waterproof bag if you have activity relative with water.
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I don’t take camera with me every time I go diving in water, but have to take a waterproof bag. The waterproof case is used to hold my camera, mobile phone, documents, cash, card, etc. these valuable things. The objects are not put on the ship, but is asked to hold by a friend who doesn't go into the sea. This can help to prevent the objects from being lost.
Waterproof pouch is not expensive, it is recommended to buy at home, so you do not have to go to the resort to find out. It’s good to prepare all the necessary things including a waterproof bag, then whatever you put the small things on the boat, on the beach, or when the waves hit, all of a sudden it rains, do not have to worry about getting wet.